Privacy Policy

1. Introduction

Dollar Odyssey (“Dollar Odyssey”, “we”, “us”, or “our”) is committed to safeguarding your personal data and maintaining high standards of data protection in line with applicable laws and regulatory expectations in Singapore.

This Privacy Policy sets out the basis on which we collect, use, disclose, store, and protect your personal data when you access or use the Dollar Odyssey platform.

By using Dollar Odyssey, you acknowledge that you have read and understood this Privacy Policy.

2. Scope of This Policy

This Policy applies to all personal data collected by Dollar Odyssey through:

• Use of our platform and services
• Account registration and onboarding
• Integration with third-party financial data providers

This Policy does not apply to third-party services, which are governed by their own privacy policies.

3. Personal Data Collected

We may collect and process the following categories of personal data:

4. Purpose of Collection, Use and Disclosure

We collect, use, and disclose personal data for the following purposes:

• To provide, operate, and maintain the Dollar Odyssey platform
• To aggregate and present your financial data in a unified view
• To generate analytics, insights, and financial simulations
• To improve system performance, functionality, and user experience
• To communicate service-related updates, support responses, and notices
• To comply with applicable legal and regulatory obligations

Dollar Odyssey does not execute financial transactions or act on your behalf.

5. Consent

By providing your personal data and using Dollar Odyssey, you consent to the collection, use, and disclosure of your personal data in accordance with this Policy.

You may withdraw your consent at any time by contacting us. However, doing so may limit or prevent us from providing certain services.

6. Cookies

We use a small number of strictly necessary cookies to keep you signed in and remember your preferences — these cannot be switched off, as the platform cannot function without them.

We also use analytics cookies to understand how the platform is used. These are off by default and only load once you accept them in the cookie banner shown on your first visit. You can change your choice at any time from the “Cookie preferences” link in the footer.

7. Disclosure to Third Parties

We do not sell your personal data.

Not everything below is Dollar Odyssey disclosing your data outward — some of it is us receiving data at your direction, or sending it somewhere only because you chose to connect it. We distinguish these:

Providers in category (a) are required to protect your data in accordance with applicable standards. The named providers in each category are listed in our Data Privacy page.

8. Third-Party Integrations

Dollar Odyssey may integrate with external platforms such as financial institutions and data providers you choose to connect.

• We accept only read-only access
• Dollar Odyssey does not initiate transactions or modify your accounts
• Data accuracy and availability depend on third-party providers

Separately, you may connect a third-party AI assistant to access your own data through Dollar Odyssey. This connection is initiated and authorized by you, can be revoked by you at any time, and is limited to the account you connect it to.

Your use of such integrations is subject to the respective third parties’ terms and policies.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal data.

These measures include:

• Encryption of data in transit
• Encryption of stored data at rest, with credentials for connected accounts additionally encrypted at the application layer
• Access controls and authentication mechanisms
• Monitoring systems to detect and prevent unauthorized access

While we take reasonable steps to secure your data, no system is completely secure.

10. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required or permitted by law.

When personal data is no longer required, we will take reasonable steps to securely delete or anonymize it.

11. Your Rights

In accordance with applicable laws, you may have the right to:

• Request access to your personal data
• Request correction of inaccurate or incomplete data
• Withdraw consent to the collection, use, or disclosure of your data

Requests may be submitted through the contact details below. We may require verification of your identity before processing such requests.

12. International Transfers

Your core account and portfolio data is stored in Singapore. It is transferred to, stored, or processed outside Singapore only where a service provider requires it to perform its function for us — currently payment processing, transactional email delivery, and product analytics — or where you separately authorize a transfer by connecting an external account or AI assistant. See our Data Privacy page for the current list.

Where such transfers occur, we will take reasonable steps to ensure that your personal data is protected to a standard comparable to that under Singapore law.

13. Data Breach Notification

In the event of a data breach that is likely to result in significant harm or impact, we will take reasonable steps to:

• Assess and contain the breach
• Notify affected users where appropriate
• Comply with applicable reporting obligations under Singapore law

14. Updates to This Policy

We may update this Privacy Policy from time to time.

Any updates will be reflected by revising the “Last updated” date. Where appropriate, we may notify you of material changes.

Your continued use of Dollar Odyssey constitutes acceptance of the updated Policy.

15. Contact Us

If you have any questions, requests, or concerns regarding this Privacy Policy or your personal data, please contact us at:

Email: support@dollarodyssey.com